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Financial Statements

What is a balance sheet?

A plain-English explanation of assets, liabilities, equity, and why the balance sheet matters.

6 min read

A snapshot, not a period

A balance sheet shows what the business owns, owes, and the resulting equity at a point in time. Unlike a P&L, it is a snapshot rather than a summary of activity across a period.

The main sections

Balance sheets are organized around a basic accounting relationship.

Assets: resources controlled by the business

Liabilities: obligations the business owes

Equity: the residual interest after liabilities

Why review matters

Old receivables, unreconciled cash, unexplained liabilities, or unusual equity balances can be signs that the underlying books need review.

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